Avista Rates vs. Your Attic

What air sealing & R-60 actually saves

The real numbers, not the sales pitch

Avista's residential electric bill is up 42% since 2022, and another 13.9% is on the table for 2027. Here's what air sealing plus taking a Spokane attic from R-19 to R-60 blown cellulose will save you in a year, with every assumption shown.

Free attic inspections • Spokane & Coeur d'Alene • We'll tell you if you don't need it

The short version

Four numbers worth knowing before winter

+42%

Electric bill, 2022 to 2026

A typical Avista home went from $85.52 to $121.46 a month at about 945 kWh. Washington UTC benchmarks.

+75%

Gas rates since 2015

Twelve annual changes compounded, including the years gas went down. Electricity is up 36% over the same stretch.

+13.9%

Requested for 2027

Avista's electric request for next year, with more each year through 2030. Proposed, not approved, and being contested.

$200 /yr

Expected savings, gas-heated home

1,500 sq ft attic, air sealing plus R-19 to R-60. Range $170 to $285. Electric-heat homes save more. Math below.

First, the bill

What Avista has done to Spokane rates

These are the annual rate changes the City of Spokane reported for Avista from 2015 through 2026. Gas follows the wholesale market, which is why it drops some years. Electricity has moved in one direction. The big jump for both was 2023 and 2024.

Check your own home's high, low and average usage on Avista's site →

Avista annual rate changes, Spokane

Reported percentage change each year. Not cumulative.
Electricity Natural gas
Show the table

Source: City of Spokane Public Works, April 2026. The 2025 and 2026 figures are approved base-revenue changes and are not identical to the change on an individual bill.

A typical Avista electric bill

Monthly, about 945 kWh. Solid is reported; dashed applies the requested increases.

The 2022 benchmark used 932 kWh. 2027 to 2030 apply the requested +13.9%, +4.7%, +3.5% and +2.8% to the 2026 estimate. Requests are not approvals.

What Avista has asked for next

Multiyear request filed for 2027 to 2030.
Electricity Natural gas

Separately, an August 2026 adjustment would lower residential gas bills about 7.7% if approved and leave electric nearly unchanged. Two filings, opposite directions. You don't control the rate. You control how much you buy.

Second, the attic

Why R-19 to R-60 is not just "more insulation"

Heat moves through a ceiling in proportion to 1 divided by R. Going from R-19 to R-60 cuts conductive loss through the ceiling by 68%. The first inches matter most, which is also why a lot of Spokane attics stopped at R-19 in the first place.

The second piece is air sealing. Every light box, wire, plumbing stack and top plate is an open path between the house and the attic. Warm air leaves through the top and cold air gets pulled in low. Insulation slows conduction. It does nothing about that airflow. Sealing the attic plane does.

Heat lost through the ceiling in a Spokane winter

1,500 sq ft attic, 6,700 heating degree days. Million BTU per year.

R-11 and R-30 shown for comparison. Settled or gappy R-19 often performs closer to R-15, which only makes the gap bigger.

Where the saved heat comes from

Expected case. Million BTU of delivered heat no longer needed per year.

Insulation: 8.7 MMBTU from the R-19 to R-60 formula. Air sealing: 8% of a 60 MMBTU house heating load. Together 13.5 MMBTU, about 22% of the heating season.

Third, the dollars

What that is worth on an Avista bill

Same 13.5 MMBTU, priced three ways depending on how you heat. Gas uses Avista's over-70-therm residential rate of $1.355 per therm and a 92% furnace. Electric uses about 12.5 cents per kWh. A heat pump needs less than half the electricity of baseboard for the same heat, so it saves fewer dollars even though the house loses the same amount.

First-year savings by heating type

Expected value, with the conservative-to-high range as a line.

Conservative: R-19 performing as rated, air sealing worth 5% of the heating load. High: existing insulation performing at R-15, air sealing worth 12%. Central AC adds roughly $15 to $30 a summer.

Ten winters, with Avista's requested increases

Cumulative savings, expected case. Dollars.
Gas furnace Heat pump Electric baseboard

Years 1 to 4 use the increases Avista requested for 2027 to 2030. Years 5 to 10 assume 3% a year, below gas's 4.75% average since 2015 and above electricity's 2.6%.

Schedule Your Inspection Free. About an hour. Depth reading, leak check, written quote.

Your house, not the average one

Run your own numbers

Same formula as above with your attic size, what's up there now, and how you heat. This is an estimate, not a quote. The real number depends on how leaky the attic plane is, which we measure on site.

Want to compare against what you actually pay? Avista shows your home's high, low and average monthly usage here →

Expected first-year savings
$199
Range $172 to $284 depending on how the existing insulation is performing.
Heat saved
13.5 MMBTU
In fuel
147 therms
10 winters
$2,325
Ceiling loss cut
68%
Assumes 6,700 heating degree days (Spokane), an R-60 cellulose target, Avista's 2026 rates, and the requested 2027 to 2030 increases then 3% a year.
Schedule Your Inspection
Every assumption, in one place
Item Value Why
Heating degree days, Spokane 6,700 Base 65°F, long-term normal for Spokane International
Ceiling heat loss A × 24 × HDD × (1/R) Standard steady-state conduction, BTU per year
Whole-house heating load 6 BTU per sq ft of attic per degree day About 60 MMBTU delivered for a 1,500 sq ft attic; matches a 650 to 700 therm Spokane gas home
Air sealing effect 5% / 8% / 12% of heating load Conservative / typical / leaky attic plane
Gas price $1.355 per therm Avista WA Schedule 101, over 70 therms, including riders, Aug 2026
Furnace efficiency 92% AFUE Common condensing furnace; an 80% furnace saves more dollars
Electric price $0.125 per kWh Avista WA residential, upper block plus riders, 2026
Heat pump seasonal COP 2.4 Cold-climate average including backup heat in Spokane winters
Rate escalation Requested 2027 to 2030, then 3% Electric +13.9 / 4.7 / 3.5 / 2.8%; gas +4.7 / 2.4 / 2.1 / 1.1%
Not counted Comfort, ice dams, noise, resale Real, but not on the bill

Why homeowners call us first

Straight answers, since 2012

"We'll give it to you straight, even if that means telling you not to spend a dime."

Not every attic pays back. If you're already at R-49 with a sealed plane, we'll say so and leave. These four things decide whether the numbers above apply to your house, and they're what the free inspection checks.

1 — Depth now

A ruler, not a guess

Settled R-19 performing at R-13 is common. So is R-38 that's already fine. We measure and tell you which one you have.

2 — Air leaks

Can lights, fans, chases, the hatch

The more we find, the more air sealing is worth and the more insulation alone would have missed.

3 — Ventilation

Baffles and a working vent path

Burying a blocked soffit under R-60 is how you buy a mold problem. We fix the venting first.

4 — Your heat source

Baseboard saves the most

Heat pumps save the fewest dollars but still cut the backup-heat hours that spike February bills.

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Questions we get on every call

Frequently asked

Is R-60 overkill for Spokane?

No. Washington's energy code calls for R-60 in new attics in our climate zone, and Avista's own efficiency guidance points the same way. It's the point where adding more stops paying back.

Can you just add insulation without air sealing?

We can, and sometimes it's all that's needed. But a leaky attic plane will keep pulling heated air out of the house no matter how deep the cellulose is. We check first and tell you which you need.

How do I know I got the depth I paid for?

We set depth rulers to the quoted R-value before we blow and leave them in place. Open the hatch and read them.

What about rebates?

Programs change. We check what Avista and other programs are paying at the time of your job and hand you the paperwork, filled in.

How long does it take?

The inspection is about an hour. Air sealing and a blow-in on a typical attic is one day. Removal jobs run one to two.

What does it cost?

A written, line-item bid after the free inspection. No pressure, no "today only" pricing. If the attic's fine, the bid is zero and we'll tell you why.

Avista's not lowering your rate.

Lower how much of it you buy.

Free inspections • Spokane & Coeur d'Alene • 509-879-0495